Cruella isn’t your typical accountant and that’s exactly the point. With over a decade of traditional bookkeeping experience and a personal journey that led her deep into the world of kink, power exchange, and sex-positive spaces, she found her niche helping phone sex operators and adult creators take control of their finances.
From setting up LLCs to untangling tax-season chaos, she brings structure, support, and zero judgment to an industry that’s often misunderstood. We caught up to talk about money habits, mental health, and why sex workers deserve accountants who truly get them.
Can you tell us a bit about your background and how you became an accountant specifically for phone sex operators?
I have a Bachelor’s degree in accounting and over a decade of experience in traditional (“vanilla”) bookkeeping. About ten years ago, while living in Mexico, I became close friends with a Serbian man whose cooking, especially his lamb and rice, was unforgettable. That friendship eventually evolved into a relationship that redefined what I wanted in a partner: someone who provides, nurtures, and supports.
That experience led me into the BDSM scene in 2020, where I built deep connections with lifestyle and professional Dommes, and began to embrace a more fluid identity rooted in female-led relationships, intellectual stimulation, and hypergamy, let’s just say: goddess energy, fully activated.
As I began scaling my firm, I realized I didn’t want to compartmentalize who I am to serve clients. My current client is incredibly open-minded, and that freedom made me realize I wanted more clients who get it. With encouragement from my best friend, a PSO, I posted in a sugar baby group asking if there was a market for accountants who serve sex workers, and the response was overwhelming.
Many sex workers struggle to find professionals who respect them and know how to support them financially. That’s when I knew I’d found my niche. While there are a few tax preparers in the space, I’m currently the only accountant focused on bookkeeping and day-to-day financial clarity for sex workers. I’m here to help them organize their coins without ever asking them to dim their shine.
How do you describe your job to people outside the industry, if you tell them at all?
I’m very selective about who I share this part of my work with, simply because of the stigma that still surrounds the industry. I don’t broadcast it on LinkedIn, not because I’m ashamed, but because I understand the reality of how people project judgment not just onto sex workers, but also onto the professionals who support them. I’ve seen it firsthand; someone I connected with professionally stopped responding and removed me after learning who I serve.
As a hypergamist and someone with multiple ventures, I have to be strategic about where and how I reveal certain aspects of my work. I choose to share it in one-on-one conversations where nuance, integrity, and mutual respect can exist. I’m proud of the service I provide—but I’m also aware of how to protect my positioning.
What are some of the biggest misconceptions people have about financial management in adult industries?
One of the biggest misconceptions is that you either don’t have to file taxes at all or that you can write everything off, no questions asked. People often swing to one extreme or the other: complete avoidance or reckless over-deducting.
The truth is, adult creators are running legitimate businesses, and they need to approach their finances with both strategy and structure. It’s not about fear, it’s about being smart, legal, and profitable.
What’s the most common mistake you see creators or operators make when it comes to managing their money?
The most common mistake I see is not opening a separate business bank account. Mixing personal and business funds might seem harmless at first, but it creates a financial mess down the line, especially come tax season. Keeping your income streams and expenses clean isn’t just good practice, it’s the foundation of real financial clarity and protection. If you’re serious about the money, your money needs its own space.
How do you set boundaries and keep your own mental health intact while working in such an emotionally layered industry?
This is definitely a layered question, because I lead with connection, I tend to build friendships first, and if they turn into client relationships, great. Because of that, I spend a lot of time chatting with people, especially on platforms like Bluesky, but I’ve learned not to respond immediately to every message. There’s only so much energy I can give, and I protect that. I also set clear boundaries around content.
For example, when a PSO mentioned working a line where everything was taboo, I stopped her mid-sentence and said, “I don’t need the details and she completely respected that.” I don’t need to know everything to serve someone well, and that helps keep my mental space clean.
What financial tools, habits, or apps do you recommend for creators just starting out?
Start simple, but strategic: file an LLC, open a dedicated business bank account, and sign up for QuickBooks Solopreneur. It’s user-friendly, and yes, you can do your own bookkeeping when you have the right setup. These three steps alone will save you stress, time, and money down the line. And if you need support getting started, I’m just a message away.
How early should a creator think about hiring someone like you and what should they look for in a sex work-friendly accountant?
It really depends. There’s no one-size-fits-all answer. I’ve had clients who were determined to do their own books, but after a few hours of training, they said “eff this” and hired me on the spot! It comes down to two things: how much time you have to learn and manage it yourself, and how much money you’re willing to invest in outsourcing. The sweet spot is finding a sex work-friendly accountant who respects your work, protects your privacy, and makes your finances feel manageable, not overwhelming.
Do you have any advice for adult creators trying to stay organized come tax season?
Absolutely. Start by signing up for QuickBooks Solopreneur. It’s beginner-friendly and lets you snap photos of your receipts and upload them directly in the app. Keeping everything in one place is a game-changer. I also recommend hiring a tax accountant if it’s within your budget – Daisy Does Taxes is a great one I trust. But if you’re not quite there yet, TaxAct is a solid DIY option that’s still better than winging it.
Favorite indulgence after a long day balancing other people’s expenses?
I’m a bit of a renaissance woman. I wind down by feeding both my body and soul. I love learning new languages, and I’m always dancing – whether it’s line dancing, Zumba, ballet, tap, or jazz. Movement resets me.
And when it’s time to indulge? Chipotle and Coldstone are my not-so-secret lovers.
Contact Cruella Accounting
BlueSky – https://bsky.app/profile/cruellaaccounting.bsky.social
Phone: 619.946.9194
